York, PA Home InsuranceHome insurance in York, PA
Parts of York are in mapped flood zones, and flooding isn't covered by a standard policy. Here's what to check.
Flood risk in York
Flooding is not covered by a standard homeowners policy anywhere in the country — it is a separate policy. Whether you are required to carry it depends on the zone your address falls in.
FEMA's current mapping for the York area shows Zone AE, Zone A alongside Zone X, which is the lower-risk designation.
York takes part in the National Flood Insurance Program but is not in the Community Rating System, so there is no community discount on flood premiums here.
Source: FEMA National Flood Hazard Layer; NFIP community 420945.
More about insuring a home in York
Fire protection classFlood riskHail, wind and your roofYour home rebuild costWhat a policy coversRV & motorhomeAbout York's GEICO agent
Within 24 hours a licensed agent will email you back a competitive quote from our local office.
Not an automated estimate — David Igono reviews your details personally.
Request a quote